What These Terms Actually Cover
By creating an account on 95ko, you confirm that you meet the eligibility requirements for your region and that the information you provide is accurate. We reserve the right to verify your identity before processing any withdrawal — this means we may ask for a copy
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of your national ID or a screenshot of your bKash, Nagad, or Rocket transaction history tied to your account wallet. One account per person is permitted; duplicate accounts will be closed and any pending balance reviewed under our standard process. We do not accept accounts opened
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on behalf of another person. Your account wallet reflects deposits and withdrawals in real time once a transaction clears through your chosen payment rail. Funds held in your account wallet are not interest-bearing and cannot be transferred to another user's account. We may suspend or close
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an account if we detect activity that conflicts with these terms, and we will notify you via the contact details on file. These terms are governed by the laws of the jurisdiction applicable to your eligible region — we do not make representations about legality in
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jurisdictions where access is restricted.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.